What does contents mean in a home insurance?
The property located inside of the building shall be deemed the contents, provided that it belongs to the insured. Goods belonging to third parties shall also be included. Contents are deemed to be: furniture and fittings, household an personal items, electrical appliances, audiovisual devices, decorative objects, cuttlery, glassware, food…
The more the value of the contents is the higher the premium, but if you leave a good out of the list it won’t be covered. Jewelery and artworks should be declared expressly, especially if they exceed a certain value.